6 good reasons to buy from Horners

  1. We're still a privately owned company after more than 75 years
  2. Roadside Assistance
  3. Comprehensive
    Warranty
  4. Every car is fully prepared
  5. Free MOT'S with your annual service
  6. Free collection and delivery for servicing

Finance Benefits

The tables below give a brief description of the benefits offered by Horners Finance to your business. For further, or more specific information please contact your local dealer.

Key Benefits:

• Easy to arrange
• Simple documentation
• Full range of products
• Creditor insurance available
• Backing of national financial institution

 Hire Purchase
• Reduced Capital Outlay
• Fixed Payments
• Simple Budgeting
• Extra Credit Line
• Cash Flow Benefits
• Finance Charges Allowable Against Tax
• Writing down Allowances Claimable*
• Finance Charges not Subject to VAT
• Rentals VAT Reclaimable (See Note (ii)
 Purchase Plan
• Reduced Capital Outlay
• Fixed Payments
• Simple Budgeting
• Extra Credit Line
• Cash Flow Benefits
• Finance Charges Allowable Against Tax
• Writing down Allowances Claimable*
• Finance Charges not Subject to VAT
• Rentals VAT Reclaimable (See Note (ii)
 Protected Value

• Reduced Capital Outlay
• Fixed Payments
• Simple Budgeting
• Extra Credit Line
• Cash Flow Benefits
• Finance Charges Allowable Against Tax
• Writing down Allowances Claimable*
• Finance Charges not Subject to VAT
• Rentals VAT Reclaimable (See Note (ii)
• OPTIONAL - No Vehicle Disposal Problems  
• OPTIONAL - No Depreciation Risk
• OPTIONAL - Fixed Maintenance

 

 

 Finance Leasing
• Reduced Capital Outlay
• Fixed Payments
• Simple Budgeting
• Extra Credit Line
• Cash Flow Benefits
• Finance Charges Allowable Against Tax
• Writing down Allowances Claimable*
• 50% Rentals VAT Reclaimable (See Note (ii)
 Contract Hire

• Reduced Capital Outlay
• Fixed Payments
• Simple Budgeting
• Extra Credit Line
• Cash Flow Benefits
• Off Balance Sheet Funding
• No Vehicle Disposal Problems 
• No Depreciation Risk
• Rentals Allowable Against Tax (See Note (i)
• 50% Rentals VAT Reclaimable (See Note (ii)
• 100% Maintenance VAT Reclaimable
• OPTIONAL - Fixed Maintenance
• OPTIONAL - Emergency Service Cover
• OPTIONAL - Relief Vehicle



*Subject to £12,000 cost car rules Note
(i): The portion of rentals that can be claimed is reduced for cars costing more than £12,000 Note
(ii): 100% of the VAT on the rentals can be reclaimed on cars used exclusively for the business and on commercial vehicles. If any private use of the car occurs (e.g. taking it home at night), 50% of the VAT is reclaimable although this could be lower depending on the individual VAT recovery position of the business.

Protect your Payments
Our payment Protection Plan covers your repayments if you can’t work due to unexpected circumstances. There are two levels of cover for businesses, covering different situations including accident, sickness, critical illness and death. Please ask you dealer for further details of cover.
Horners History

A proud heritage

PEOPLE love Horners! We’ve now been serving northwest motorists for some 80 years, and, through our continuing commitment to customers’ needs, we’ve grown into one of the largest privately owned motor groups today.

Read more...